3192 GULF WINDS CIRCLE, Hernando Beach, FL, 34607 | $788,000

Exceptional Gulf-Front Lot – Rarely available and highly sought after, this 8, 125 sq ft Gulf-front lot offers 65 feet of prime water frontage with stunning West/Southwest views. Picture yourself enjoying breathtaking sunsets over the Gulf year-round, all from the comfort of your own property. Plus, this lot comes with a deeded boat slip on the East side of Gulf Winds Circle, perfect for boating enthusiasts.

This unique location, nestled in the heart of Hernando Beach, offers a rare opportunity to live your waterfront dream. The Nature Coast is renowned for its natural beauty and is a haven for boaters, fishermen, and wildlife lovers alike. Imagine watching dolphins or manatees swim by while casting a line right from your backyard. Some other wildlife that you’re likely to encounter in the area may include a variety of birds, stingrays, or crabs, offering a true taste of coastal living.

With no HOA restrictions, you can enjoy the freedom to keep your boats, trailers, RVs, and golf carts, right at home. Properties with true Gulf frontage on this road are rarely on the market, making this an exceptional opportunity.

While the existing home has sustained storm damage and its structural integrity cannot be guaranteed, this property presents a great opportunity for a new build. The highest and best use is likely rebuilding an elevated home, which will only enhance the incredible water views. Whether you're envisioning a luxurious primary residence, a vacation retreat, or a short-term rental, this lot offers endless possibilities. And with no HOA to restrict short-term rentals options, some nearby homeowners are capitalizing on this opportunity.

Dreaming about designing your custom home with an infinity pool overlooking the Gulf, unwinding in a hot tub while watching the sunset, or gathering with friends and family for a waterfront cookout. This is your chance to create the ultimate lifestyle in one of the Gulf Coast's hidden gems.

Hernando Beach is a peaceful yet active community, where coastal charm meets natural beauty. While the area doesn’t have a traditional beach, it offers several restaurants, bars, and coastal shops along Shoal Line Blvd—just a short golf cart ride away. For outdoor adventurers, the famous Weeki Wachee Springs are only 5 minutes away, offering crystal-clear waters perfect for swimming, paddleboarding, and kayaking.

Conveniently located less than 10 minutes from local grocery stores, restaurants, and medical facilities, this property is also just an hour from Tampa, Clearwater, and St. Petersburg. Don’t miss your chance to own this rare Gulf-front lot and create the waterfront lifestyle you’ve always dreamed of.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: None
  • Year Built: 1976
  • Garage: 2-car
  • Heating: None
  • Cooling: None
  • Approx Sq. Feet: 1,833
  • Acreage: 0.19
  • Est. Taxes: $9,164
  • Lot Desc: Flood Insurance Required, FloodZone, Level, Near Marina, Street Dead-End
  • View: Water
  • Appliances: None
  • MLS#: TB8363135
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/TB8363135/3192gulfwindscircle_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2025 11:32:09 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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NMLS Mortgage Loan Originator ID 16953

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3192 GULF WINDS CIRCLE, Hernando Beach, FL, 34607

$788,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $630,400 $630,400 $630,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $764 $764 $764
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,933 $4,141 $5,277
Total Monthly Payment $4,789 $4,997 $6,133

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.