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Come see this 2/2 with a bonus room that could be a 3/2 Doublewide with private neighborhood lake access to beautiful 400-acre North Lake Bryant! Enjoy the neighborhood lake access pavilion with a dock, picnics tables, grilling area and a boat slip for all of your boating needs by joining the optional HOA! Paved street neighborhood leading to a paved driveway into an attached 26x15 one car carport along with a completely fenced-in yard. 19x16 room addition that could be used as a third bedroom. Lots of storage on property with a 2005 built 20x20 garage/workshop and a 2012 built 20x20 workshop/garage. Enjoy the landscaped yard from your 4 x 8 front patio entrance. Nice decorative stucco design under skirting around the home. Inside features a 12x30 room addition that could be used as a family room or could be turned into a 4th bedroom. Updated vanities in both bathrooms. Island stove top, pantry and lots of cabinet space in the kitchen. Wet bar area along with a dining area, living room and inside laundry. This home is a great deal for the price! Make an offer today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $95,200 | $95,200 | $95,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $594 | $625 | $797 |
Total Monthly Payment | $767 | $798 | $970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.