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Experience the best of maintenance-free living in this stunning, TOP FLOOR unit at Ray Farm in Exeter, NH! Boasting picturesque, wooded views and many high-end upgrades, this like-new home is filled with natural light and beautiful hardwood flooring throughout. The open-concept layout is perfect for entertaining, featuring a spacious living room with a gas fireplace and elegant mantle, creating a warm and inviting atmosphere. Step out onto your private back deck and enjoy serene views with no neighbors in sight, offering a peaceful retreat in nature. The kitchen is a dream, complete with quartz countertops, upgraded appliances, a large island, gas stove, ample cabinet space, and a pantry. The primary suite is a true sanctuary, featuring a custom tile shower, dual vanity, walk-in closet, and a cozy nook—ideal for a home office or reading space. The second bedroom and bathroom are equally well-appointed, offering comfort and style. Additional highlights include a deeded parking space in the heated garage, a larger private storage unit, and elevator access from both the garage and lobby. Guest parking is also available outside. Ray Farm offers fantastic community amenities, including a beautiful clubhouse with a full kitchen, lounge area, workout space, and a patio with grills—perfect for socializing and relaxing. This unit stands out with its barely-lived-in condition, thoughtful upgrades, and an unbeatable location.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $905 | $905 | $905 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,258 | $4,152 |
Total Monthly Payment | $4,132 | $4,255 | $5,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.