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Situated in the welcoming Imperial Harbor 55+ community, this 2-bedroom, 2-bathroom home with a bonus room featuring a French door entrance provides additional space for an office, den, hobby room, or third bedroom. The screened lanai, complete with glass windows and tiled flooring, creates a perfect space to relax year-round. The kitchen features granite countertops, soft-closing cabinets, a tile backsplash, and stainless steel appliances. A refrigerator installed in 2023 adds modern efficiency, complementing the microwave, oven/range, and dishwasher, all installed in 2015, when the home was completely remodeled, including the installation of hurricane ties, a new open kitchen floor plan, updated drywall, flooring, electrical, and insulation. The washer and dryer, also from 2015, are conveniently located in the utility room alongside a laundry sink and a workbench. The living room, dining room, and kitchen are enhanced with recessed lighting, adding a bright and modern touch.
Throughout the home, engineered wood flooring adds warmth and style, with tile flooring in both bathrooms for durability and easy maintenance. Both bathrooms feature granite countertops, and the master bathroom has a built-in vanity. Additional updates include a roof installed in 2017, an A/C unit from 2019, re-plumbing and a water heater in 2025. Club membership is included, giving you access to a variety of amenities, including the pool, library, fitness center, pickleball, bocce, shuffleboard, billiards, and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,422 | $1,498 | $1,909 |
Total Monthly Payment | $1,695 | $1,771 | $2,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.