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Fabulous 2BR/2BA getaway or year-round tropical paradise home with coastal flair located in the desirable +55 community of Golden Gate MHP, a resident owned cooperative in the Heart of Tampa Bay, is turnkey ready. This home shows pride of home ownership inside and out from the nicely manicured landscaping to the well-maintained exterior to the immaculate interior. This nicely furnished double wide (24'x41') mobile w/1060 sq ft floorplan includes an open living area. . . kitchen/dining/living room w/wood laminate flooring and a tiled Bonus/Sunroom. The freshly painted kitchen features a pantry, crisp white cabinets w/blue countertops, stainless steel sink & wood laminate flooring. White appliances include a Hotpoint electric range, new Whirlpool Microwave hood and 2 top freezer refrigerators (GE in kitchen/Frigidaire in shed area). The cheerful living room offers a coastal decor, updated furnishings, newer cellular blinds, large windows for great natural light and direct access to the Bonus/Sunroom (that provides an additional 100 sf of living space). Welcome friends and family into the Bonus room from the tropical front deck leading to the front door entry. Bonus room is a versatile living space that can accommodate many different lifestyle needs. . . den, craft room, office, backup guest room or mancave. Two spacious bedrooms and full baths are located down the hallway off the living area. Primary bedroom features a new IKEA king size bed, ensuite bath w/walk in shower, carpeting and ceiling fan. Guest bedroom also features ceiling fan, carpeting as well as a backdoor leading to the carport. Main bath has new Mohawk Home Luxury Vinyl flooring, freshly painted, new lighting and choice of bath or shower. Multiple outdoor living options includes a front deck, back patio and covered carport patio. The unique, spacious carport also offers a two-room shed for storage and laundry. The storage area and patio are easily accessed from the kitchen. The laundry area, featuring a GE washer/Kenmore dryer, insulated hot water heater & shelving for added storage, is easily accessed from guest bedroom. A third access from carport goes directly to the backyard patio. Additional features include 3 TVs, room darkening curtains, a Bryant HVAC System, Wi-Fi thermostat, Roof over (2020) w/Lifetime Transferrable Warranty, A. O. Smith water softener (2023) with inline water filtration (2023), updated windows, drop down awnings for storm protection, gutters/down spouting, vinyl siding & block skirting. Share value of $45, 000 included in price. Pets 20 lbs. or less are welcome! Monthly maintenance fee of $210 includes water/sewer/trash making this very affordable living! Come join the residents of Golden Gate, an active 55+ resident-owned community offering a variety of social activities, large clubhouse, heated pool, hot tub, covered shuffleboard courts, horseshoe pits, and a bocce ball court. A well run and maintained co-operative, adjacent to Super Wal-Mart with easy access to shopping, restaurants, banks, the interstate, two airports and 20 minutes from the beautiful gulf beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$139,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,920 | $111,920 | $111,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $707 | $735 | $937 |
Total Monthly Payment | $1,019 | $1,047 | $1,249 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.