509 Willow Lane, Hempstead (Valley Stream), NY, 11580 | $459,000

Beautiful Dutch Gate, a 55 plus gated community, welcomes you! This comfortable 2 bedroom unit, with an ensuite is located on the lower level. Professionally finished throughout, this home consists of one and a half baths, two bedrooms (one extra large), living room/dining room, gleaming wood floors. Top of the line appliances consists of electric range, microwave, refrigerator, dish washer, washer, dryer and central air. One free parking spot in front of unit is included. . . visitor parking spaces available throughout. Dutch Gate offers a Club House, Gym, recreational area, Library, in-ground Pool and 24 hour gated security. Dutch Gate is conveniently located close to Shopping, Hospital, Parks and Transportation.

Features

  • Town: Hempstead
  • Heating: Natural Gas
  • Cooling: Central Air
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Year Built: 2011
  • Common Charge: $415 Monthly
  • Approx Sq. Feet: 941
  • Acreage: 4.99
  • Est. Taxes: $8,474
  • Adult Communities: Yes
  • Elem. School: Howell Road School
  • Middle School: Contact Agent
  • High School: Contact Agent
  • School District: Valley Stream - 13
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 837882
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/837882/509willowlane_hempstead_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Marcy GramboSales Associate

860.480.0249

Marcy.Grambo@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Michael AlvordInsurance Sales Director, William Raveis Insurance

203.925.4507

Michael.Alvord@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

509 Willow Lane, Hempstead (Valley Stream), NY, 11580

$459,000

Marcy Grambo

Sales Associate

William Raveis Real Estate

Phone: 860.480.0249

Marcy.Grambo@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,200 $367,200 $367,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.695% 6.810% 6.026%
Monthly Tax Payment $706 $706 $706
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,114 $2,351 $3,049
Total Monthly Payment $2,895 $3,132 $3,830

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.