12413 GULF BREEZE TERRACE, Cortez, FL, 34215 | $1,190,000

Pre-Construction. To be built. Embrace effortless beachside living in this pre-construction home located in Hunters Point, a premier hurricane-resilient community just off Anna Maria Island. Designed for both luxury and peace of mind, this home offers partial water views and a maintenance-free lifestyle in one of Florida’s most sought-after coastal locations.

Built with cutting-edge, storm-resistant construction, this home has never had an insurance claim or water intrusion, even after the strongest storms. Advanced energy-efficient technology reduces utility costs while ensuring year-round comfort. The open-concept design features high-end finishes, spacious living areas, and seamless indoor-outdoor living.

As a pre-construction home, you have the flexibility to customize key features, including the option to add a private pool, an elevator, and your choice of design packages to suit your style.

Live steps away from boating, pristine beaches, and waterfront dining, all while enjoying a worry-free home designed to withstand the elements. Whether you’re looking for a stress-free primary residence or a smart investment property, this is a rare opportunity to own in a community where safety, convenience, and the beach lifestyle come together seamlessly.

For more details or to secure this home before completion.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Closet
  • Year Built: 2025
  • Garage: 1-car
  • Heating: Central, Electric, Solar
  • Cooling: Central Air, Humidity Control
  • Approx Sq. Feet: 1,683
  • Acreage: 0.05
  • Est. Taxes: $2,352
  • HOA Fee: $450 Monthly
  • Pool: Gunite, Heated, In Ground, Solar Heat
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Refrigerator, Solar Hot Water, Solar Hot Water Owned
  • MLS#: A4645360
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /eprop/A4645360/12413gulfbreezeterrace_cortez_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/18/2025 1:12:54 AM)

William Raveis Family of Services

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Pamela KellyLicensed Salesperson, REALTOR

781.626.3866

Pamela.Kelly@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Bob FlynnVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 6314

508.944.8218

Bob.Flynn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12413 GULF BREEZE TERRACE, Cortez, FL, 34215

$1,190,000

Pamela Kelly

Licensed Salesperson, REALTOR

William Raveis Real Estate

Phone: 781.626.3866

Pamela.Kelly@raveis.com

Bob Flynn

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.944.8218

Bob.Flynn@raveis.com

NMLS Mortgage Loan Originator ID 6314

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $952,000 $952,000 $952,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.637% 6.540%
Monthly Tax Payment $196 $196 $196
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,784 $6,017 $8,228
Total Monthly Payment $6,105 $6,338 $8,549

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.