220 GARDEN CIRCLE S, Dunedin, FL, 34698 | $1,239,900

STUNNING DUNEDIN GEM! – Fully Renovated & Move-In Ready! Welcome to your dream home in the heart of beautiful Dunedin, FL! This meticulously curated 3-bedroom, 2-bath home with a 2-car garage is the perfect blend of modern elegance and coastal charm. Completely renovated, this home underwent a transformative update, including a brand new kitchen and a master suite addition, bringing the total living space to 1, 840 SF. Every detail has been thoughtfully designed, showcasing gorgeous oak flooring, PGT hurricane windows, hurricane-rated garage doors, energy-efficient blow-in foam insulation and an automatic sprinkler system. Home is equipped with a generator to power essential appliances, including all outlets in master, 2 refrigerators, kitchen outlets, TV and internet ensuring comfort during outages. Generator is included for added convenience. Additional upgrades include an on-demand hot water system with a circulating pump, new HVAC, a termite mitigation system, and a beautifully finished garage floor - offering both comfort and peace of mind. Step outside to your private backyard oasis, complete with lush landscaping, a vinyl privacy fence and an outdoor storage unit. The PebbleTec finished pool with salt cell system ensures a low-maintenance, luxurious swimming experience. Relax and entertain in your screened-in pool area with elegant pavers, and a spacious pool cage—perfect for year-round enjoyment. Located in one of Dunedin's most sought-after neighborhoods, this home is high and dry, remaining untouched by last year's storms. The unbeatable location places you just 1. 5 blocks from TD Ballpark (Spring Training home of the Toronto Blue Jays), 800 feet from the Intracoastal Waterway, steps from the Pinellas Trail and just 1 mile from vibrant Downtown Dunedin - home to top-tier dining, shopping, and breweries. Plus, it's within the golf cart zone, allowing you to cruise to town in style! Every inch of this home reflects quality craftsmanship and attention to detail, making it a true Dunedin treasure! Furnishings and golf cart negotiable! Don't miss this rare opportunity - schedule your private showing today!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 89 x 110
  • Laundry: Inside, Laundry Room
  • Style: Coastal, Florida
  • Year Built: 1955
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,840
  • Acreage: 0.21
  • Lot Size: 89 x 110
  • Est. Taxes: $7,513
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • View: Pool
  • Elem. School: Dunedin Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Dunedin High-PN
  • Pool: In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: TB8352868
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /eprop/TB8352868/220gardencircles_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2025 4:21:45 AM)
Listing courtesy of LISA HALL REALTY, INC   Phone: 727-742-5830

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

220 GARDEN CIRCLE S, Dunedin, FL, 34698

$1,239,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $991,920 $991,920 $991,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.475% 6.309%
Monthly Tax Payment $626 $626 $626
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,947 $6,188 $8,438
Total Monthly Payment $6,698 $6,939 $9,189

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.