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Welcome to this beautifully updated Victorian in one of Northampton’s most sought-after neighborhoods! Across from the Y & just minutes from Child’s Park, Smith College, and downtown, this 5-bed, 2-bath home offers hardwood floors throughout & mini-splits in almost every room! Enter through the front enclosed porch, the perfect spot for your morning coffee, or opt for the back entrance where a newly added mudroom with coat hooks keeps everything organized. The kitchen features sleek granite countertops & stainless-steel appliances, flowing into the expansive front-to-back living room. There’s also a versatile bonus room that’s perfect as a dining space, office, or cozy den. Upstairs, you’ll find 4 comfortable bedrooms, a 2nd full bath, and lovely built-ins adding a touch of old-world charm. The fully finished walk-up attic makes for a spacious 5th bedroom or an ideal studio or craft space. Outside, there’s room for your gardens, plus a large over-sized 2-car garage, workshop, etc.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | Second |
Bedroom 3 | Flooring - Hardwood | Second |
Bedroom 4 | Flooring - Hardwood | Second |
Dining Room | Flooring - Hardwood | First |
Kitchen | Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Exterior Access, Recessed Lighting | First |
Living Room | Beamed Ceilings, Flooring - Hardwood, Window(s) - Bay/Bow/Box | First |
Master Bedroom | Walk-In Closet(s), Flooring - Wood | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $910 | $910 | $910 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,645 | $5,097 | $6,825 |
Total Monthly Payment | $5,647 | $6,099 | $7,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.