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Presented by
Dan Williams |
120 Prospect Avenue, Middletown, NY, 10940 | $399,001
What a complete honor to represent this home, the pride of ownership is amazing! Over the last 20 years they have done so many improvements that when you view the home, it will be like they did it last week! When you arrive you will notice the long driveway that leads to a detached garage and nice sized yard. Before you enter the home, put on your sunglasses because the gleaming hardwood floors are blinding! The archways that lead you to the living and formal dining room as well as the kitchen give that old charm! The fully updated kitchen with center island sports lots of cabinets with granite counters and stainless steel appliances to compliment it all! There is also a door that leads your to a nice deck that over looks yard for the summer BBQ's. Heading upstairs where you will be wow'd by the huge bathroom that sports ceramic tile floors, double vanity sink and more. All 3 bedrooms are nicely sized and there is a bonus walk in closet as well. The walk up attic is perfect for storage. The lower level has high ceilings and has a nice laundry room and a walk out to the back yard. . So much to list, it is a must see!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Basement
- Style: Colonial
- Year Built: 1900
- Garage: 1-car
- Heating: Forced Air
- Cooling: None
- Basement: Full, Walk-Out Access
- Approx Sq. Feet: 1,382
- Acreage: 0.14
- Est. Taxes: $5,720
- Lot Desc: Back Yard
- Elem. School: WILLIAM A CARTER SCHOOL
- Middle School: Middletown Twin Towers Middle Sch
- High School: Middletown High School
- School District: Middletown
- Appliances: Gas Oven, Gas Range, Microwave, Refrigerator
- MLS#: 837514
- Days on Market: 18 days
- Website: https://www.raveis.com
/prop/837514/120prospectavenue_middletown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Dan WilliamsSales Associate
203.818.8218
Dan.Williams@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Christine PrestonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 90874
203.521.7207
Christine.Preston@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
120 Prospect Avenue, Middletown, NY, 10940
$399,001
Dan Williams
Sales Associate
William Raveis Real Estate
Phone: 203.818.8218
Dan.Williams@raveis.com
Christine Preston
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,201 | $319,201 | $319,201 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
| Monthly Tax Payment | $477 | $477 | $477 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,838 | $2,044 | $2,651 |
| Total Monthly Payment | $2,390 | $2,596 | $3,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535