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Under contract-accepting backup offers. House built in 1959 built very well * No HOA Fees to pay * New Roof 2024 * AC Unit 2016 * Block House * One Owner * Property could be rezoned to Commercial * Property also has one or two lots that can be split off from the house * Extra storage building outside with electricity and a flood light for the yard * Carport has been converted for extra storage size 16 x 11 * hallway has extra storage closets and double closets in all bedrooms * cabinets are original pine * tile kitchen countertops * Freezer and stove stay as -is * windows were replaced from the original windows * inside washer and dryer * inside water heater year about 2009 * door out from the storage area and the laundry to the back yard * back bedroom does have a door that leads outside great for a roommate * you can split this property to make an extra one or two buildable lots * yard is level and no wet lands * build accessory dwelling an (in-law suite) or for extra rental income * would also be able to see about taking this property to COMMERCIAL ZONING * Sidewalks in front of the house with concrete driveway * no crawl space does have inside attic * the screened in porch is a very nice feature to this house along with the many beautiful trees and plants.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,447 | $1,524 | $1,941 |
Total Monthly Payment | $1,552 | $1,629 | $2,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.