2055 BEACH WOOD Road, Fernandina Beach, FL, 32034 | $975,000

This professionally designed and fully renovated villa is a rare find, featuring high-end finishes and modern upgrades throughout. With a fully updated electrical system (wiring, outlets, and panel), plumbing, and HVAC, this property offers both style and functionality. Enjoy the peace of mind that comes with brand-new windows and sliders, alongside a gourmet kitchen boasting 42'' cabinets, quartz countertops, and sleek stainless-steel appliances. The home includes three and a half fully renovated bathrooms, with the master suite offering a true retreat—complete with a private balcony, free-standing tub, walk-in shower, and double vanities. Nestled on the highly desirable Amelia Island Plantation, less than a block from the beach access, the villa is perfectly positioned overlooking the serene Red Maple Lake and the scenic Little Sandy Golf Course. The shade from towering oaks creates a tranquil atmosphere, and the stunning evening sunsets, visible from both the back patio and the and the master balcony, offer the ideal setting for winding down with a glass of wine. Perfect for a primary residence, second home, or a vacation rental, this villa offers short-term or long-term rental potential (with no restriction on the nightly minimum). The elegant design elementssuch as designer ceiling fans, chandeliers and wall paperenhance the feeling of luxury and peace throughout the space. If you're looking for a breathtaking home that blends sophistication, comfort, and exceptional surroundings, this villa is a must-see. Make it yours before someone else does!

Features

  • Parking: Parking Lot
  • Heating: Central
  • Cooling: Central Air
  • Amenities: Beach Access, Golf Course, Trash
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: In Unit
  • Complex: Beachwood Villas
  • Year Built: 1974
  • Common Charge: $1,838 Annually
  • Approx Sq. Feet: 1,690
  • Est. Taxes: $6,839
  • View: Golf Course, Lake
  • Water Front: Yes
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
  • MLS#: 2076502
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/2076502/2055beachwoodroad_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2055 BEACH WOOD Road, Fernandina Beach, FL, 32034

$975,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $780,000 $780,000 $780,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.799% 6.511% 6.349%
Monthly Tax Payment $570 $570 $570
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,676 $4,866 $6,635
Total Monthly Payment $5,338 $5,528 $7,297

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.