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Presented by![]() Debbie Fisher |
Nestled on the MELROSE/SAUGUS line in the desirable HAMMERSMITH VILLAGE, this Custom one-owner Split Entry Ranch offers a versatile layout suited for any stage of life. The main level boasts 2-3 BEDROOMS, 2 FULL BATHROOMS, and a stunning Cathedral-Ceiling LIVING ROOM with a Fireplace and picturesque wooded views. The spacious eat-in kitchen, featuring stainless steel appliances and granite countertops, flows seamlessly into a sun-drenched Florida Room used as a DINING ROOM with expansive windows. Step out onto the private deck for effortless indoor-outdoor living. The lower level is perfect for extended family or live-in help, offering a bright and spacious FAMILY ROOM with a fireplace, a BEDROOM, a KITCHENETTE, and a FULL BATH with LAUNDRY. An oversized garage provides ample storage for one vehicle and all your seasonal essentials. Enjoy the benefits of Saugus taxes while being just moments away from Melrose’s vibrant downtown. Don’t miss this incredible opportunity! REVIEW FEATURES
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Bathroom - 3/4, Ceiling Fan(s), Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet, Balcony / Deck, Slider | 10.2 x 10.0 | Main,First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 11.0 x 10.5 | Basement |
Dining Room | Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Window(s) - Picture, Exterior Access, Recessed Lighting, Beadboard | 14.3 x 13.6 | Main,First |
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Stainless Steel Appliances, Lighting - Pendant, Lighting - Overhead | 24.4 x 23.4 | Main,First |
Living Room | Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood, Window(s) - Picture | 18.3 x 15.3 | First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | Main,First |
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
Sales Associate
William Raveis Real Estate
Phone: 203.247.4092
Debbie.Fisher@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.375% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.565% | 6.475% | 6.183% |
Monthly Tax Payment | $807 | $807 | $807 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,027 | $4,487 | $6,069 |
Total Monthly Payment | $4,926 | $5,386 | $6,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.