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319 N 14TH Street, Fernandina Beach, FL, 32034 | $629,900
This charming home is on the north end of Amelia Island, conveniently located between Main Beach and historic Centre Street. An entire second dwelling unit on the lower level provides an excellent opportunity for living in the upper unit while renting out the lower. Enjoy the tranquil atmosphere provided by the neighboring wooded areas behind and beside the property. Seller is willing to accommodate additional improvements prior to closing. Feel free to include specific requests in your offer, and we'll make this home truly yours! Upper unit, 1, 332 sqft: street-level, traditional 3-bedroom, 2- bathroom. Feels like living in a single-family home, as you hardly notice the unit below! All brand-new energy-efficient windows. Freshly painted. Lots of storage, with many walk-in closets. One-car garage with washer, dryer, and cabinets. Lovely shaded side patio for enjoying nature. Central heat pump AC. Lower unit, 1, 204 sqft: "daylight basement" level. Private driveway with ample extra parking. Loft-style apartment. One-bedroom. Full kitchen. Washer/dryer. Ductless mini-split AC. Dual shower-heads. Wood-look porcelain tiles. Side area perfect for a theater room or gaming. Very spacious! Outdoor shed, and enough room behind for a fire-pit or grill setup. Total sqft: 2814 Heated sqft: 2536 Year built: 1990 Located in a highly sought-after area, with close proximity to stunning beaches, charming shops, and delicious dining options. Enjoy the tranquility and vibrant community atmosphere, and opportunities for outdoor activities and relaxation year-round. Don't miss this opportunity! [Photos are digitally enhanced. ]
Features
- Rooms: 4
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 86
- Laundry: Electric Dryer Hookup, In Garage, In Unit, Lower Level, Upper Level, Washer Hookup
- Style: A-Frame, Contemporary, Multi Generational, Traditional
- Year Built: 1990
- Garage: 1-car
- Heating: Central, Heat Pump, Varies by Unit
- Cooling: Central Air, Split System, Varies by Unit
- Approx Sq. Feet: 2,536
- Acreage: 0.2
- Lot Size: 86
- Est. Taxes: $7,865
- View: Trees/Woods
- Elem. School: Southside
- Middle School: Fernandina Beach
- High School: Fernandina Beach
- Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: 2076470
- Days on Market: 25 days
- Website: https://www.raveis.com
/prop/2076470/319n14thstreet_fernandinabeach_fl?source=qrflyer
Listing courtesy of Home Sold Realty LLC
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
319 N 14TH Street, Fernandina Beach, FL, 32034
$629,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,920 | $503,920 | $503,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $655 | $655 | $655 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,268 | $3,395 | $4,321 |
| Total Monthly Payment | $4,015 | $4,142 | $5,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388