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Welcome to 724 38th Avenue NE, a thoughtfully updated 4-bedroom, 1. 5-bathroom home nestled in one of St. Petersburg’s most desirable neighborhoods. Situated on an oversized lot just under a quarter-acre—rare for the area—this 1, 713-square-foot residence offers a spacious layout ideal for comfortable living and entertaining. The home features upgraded double-pane hurricane windows throughout, a newer roof and AC, and a bright, open kitchen with abundant cabinet storage and extensive granite countertop space that flows seamlessly into the living room. Both the living and family rooms are filled with great natural light, creating a warm and inviting atmosphere throughout the day. Recent renovations include luxury vinyl plank flooring in the living, family, and bonus rooms, fresh interior paint, and updated interior doors and trim. These improvements followed a rare flooding event during Hurricane Idalia—the first in nearly 75 years—which prompted proactive updates, including the replacement of approximately 3 to 4 feet of drywall throughout the home. Step outside to a large screened porch overlooking a generous backyard perfect for outdoor gatherings, with plenty of room for activities, gardening, or future enhancements. Located close to a variety of shops, local dining, parks, and cultural attractions, this property combines modern comfort with prime location. Don’t miss this opportunity to own a beautifully refreshed home in a vibrant, sought-after St. Pete community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $818 | $818 | $818 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,885 | $3,677 |
Total Monthly Payment | $3,686 | $3,795 | $4,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.