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Built in 1925, this beautifully maintained 3 bedroom 2 full bath ranch home located in the heart of Bay Shore blends classic craftsmanship with modern updates. This move in ready home offers a contemporary open-concept layout with the kitchen, living room and formal dining room that flow seamlessly and creates an inviting space perfect for entertaining. The kitchen features plentiful cabinetry, stunning tiled flooring and backsplash and a breakfast bar that opens up to the oversized living room. The Formal Living Room showcases a cathedral ceiling adorned with hand-hewn beams, and a striking oversized painted brick fireplace with mantel all highlighted by rich flooring. The adjacent perfectly sized formal dining room provides the perfect spot to gather around the table and dine with your guests. To add further convenience you’ll find a perfectly located full bath situated just off the kitchen and living room as well as a large bedroom with closet. Following the sunlit hallway adorned with picture windows, you will arrive at the oversized primary bedroom with vaulted ceiling, large closet and a door with access to the yard. The newly updated Jack-and-Jill bathroom includes double sinks and a large tub with shower, providing a spa-like retreat. The third bedroom is also oversized with vaulted ceiling, walk-in closet and abundant natural light. Designed for comfort, the oversized bedrooms provide an abundance of space for guests or additional living arrangements. Outside, enjoy the newly fenced yard, perfect for relaxation and privacy and an expansive driveway offers plenty of parking. Additional highlights include attic storage, gas heat, sewers, and the potential for a mother/daughter setup with proper permits. This home is conveniently located just minutes from downtown Bay Shore’s vibrant shops, dining, and entertainment, as well as the LIRR and major highways for easy commuting. With low taxes, the ultimate comfort of a ranch layout with space for all, timeless character, and easy access to downtown Brightwaters, Fire Island Ferries and nearby beaches, this is an incredible opportunity to own a classic home in a prime location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $951 | $951 | $951 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,533 | $2,778 | $3,593 |
Total Monthly Payment | $3,576 | $3,821 | $4,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.