2291 TEMPLE LANE, St. Cloud, FL, 34769 | $269,900

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. NEW ROOF INSTALLED & WHOLE HOME RE-PLUMBED 2/2024! A/C 4 YEARS OLD! STOP LOOKING! BEST BANG FOR YOUR BUCK UNDER $300K! LAND YOU OWN, A MERE $125 PER YEAR HOA, IN CITY LIMITS, W/UNDERGROUND UTILITIES & NO AGE OR LEASE RESTRICTIONS! PETS PERMITTED TOO!

EXTENSIVELY & THOROUGHLY RENOVATED! UPDATES include NEW 22 mil, waterproof, LUXURY VINYL PLANK FLOORING THROUGHOUT (over ¾” plywood!), FRESH PAINT INSIDE & OUT, 90% DRYWALL, A/C vents in ceiling, not floor, NEW KITCHEN CABINETS & VANITIES, QUARTZ COUNTERTOPS, NEW STAINLESS APPLIANCES, NEW LUXURY FANS & FIXTURES, CUSTOM TILE BACKSPLASHES, FLOORPLAN RE-DESIGN, ALL NEW, CUSTOM MATCHING DOORS & HARDWARE, NEW EXTERIOR DOORS, NEW RECESSED LIGHTS, CUSTOM MIRRORS, NEW SHELVING THROUGHOUT, PORCH RESCREEN.

CLOSE TO EVERYTHING! Property is situated on a quiet lot on a dead end, cul-de-sac, minutes to Civic Center, ball fields, shopping, banks, restaurants, hospital, convenience stores, parks, Narcoossee, Lake Nona, Medical City & St. Cloud's renowned Lakefront & downtown & is a short drive to Melbourne, Orlando, theme parks & beaches. For avid fishermen, property is conveniently located near boat ramps for Alligator Lake, Lake Gentry & East Lake Toho. Just under ¼ acre, the yard size is JUST RIGHT; small enough to maintain, big enough for pets, playing & entertaining. There’s even a sandy pad for an above ground pool & posts to hang your hammock! Back yard houses a 10x12 storage shed w/adjacent deck. Don’t miss the hurricane window awnings that are effortlessly lowered & secured for bad weather. Spacious carport has an 8x12 adjoining laundry/storage building/workshop w/electric, water & irrigation pump for your future garden.

Upon entering, you’ll immediately be taken back by a surprisingly, large, open, bright feel provided by beautiful, vaulted ceilings, recessed lights, natural sunlight, fresh, clean paint & light, neutral, vinyl flooring. Then you can’t help but notice the remarkable kitchen, complete w/all plywood, soft-close cabinets, new hardware, premium blue color, crown molding, cooking center, sparkling, white quartz countertops w/pop up outlets & custom tile backsplash completing the whole coastal vibe. If that wasn’t enough, the kitchen also boasts all drawer bases for maximum storage, a 6’ pantry closet, all new, matching stainless steel appliance package, an entire wall of extra cabinetry for storage & a show-stopping island that seats 5. Down the hall, you’ll find the bedrooms & bathrooms, all with the same color palette and materials carried through. Guest bath features a 5’ vanity w/3 drawers, quartz countertop, new hardware, new sink & faucet, new toilet, new towel bar set & a tub/shower combo. Sizable 12x16 primary bedroom is highlighted by vaulted ceilings & an immense 12’ closet w/custom shelving. Full ensuite bathroom includes a double vanity w/4 drawers, ample quartz countertops, new hardware, new sinks & faucets, recessed lights, custom mirrors, new towel bar sets & separate area for new toilet, shower & linen closet.

Best of all, this home comes w/2 outdoor living areas, 12x19 & 12x28, totaling an extra 564 sf for whatever you can imagine like entertaining, a full bar, hot tub, play area, plant habitat, garden, etc. The larger porch even comes w/vinyl window frames in case you’d like to close it in. This must see, exceptional home in impeccable condition is just waiting for you & your family to move in & start making extraordinary memories!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage, Laundry Room
  • Year Built: 1987
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,159
  • Acreage: 0.17
  • Est. Taxes: $3,185
  • HOA Fee: $125 Annually
  • Lot Desc: Cul-De-Sac, City Lot, Near Public Transit
  • Elem. School: St Cloud Elem
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: S5122010
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/S5122010/2291templelane_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 4:54:56 AM)
Listing courtesy of LA ROSA REALTY LLC   Phone: 321-939-3748

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2291 TEMPLE LANE, St. Cloud, FL, 34769

$269,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,920 $215,920 $215,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $265 $265 $265
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,365 $1,418 $1,808
Total Monthly Payment $1,705 $1,758 $2,148

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.