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Welcolme Home to this Quality Built 19 Year Old Colonial that sits midbock on . 28 Acres. This Young Neighborhood was built by the Morris/Weissberg Team in 2006 and the Materials and workmanship are a testimony to the quality builders they were then and still are to this day. This 9 Room, 5 Bedroom, 3 Bath home is 4787 Sq Ft including the unfinished Basement. There's two Living Levels, Great Open Flow, Loads of Extras built in, as the sellers are original owners and had the home custom built for themselves. The Center Island with Breakfast Bar comes complete Top shelf SS Appliances including Frig, Gas Stove/Oven, Warming Draw, Beverage Frig, Microwave, and Front loader Washer & Dryer. It Truly is a home for your Crew and all the company you can easily entertain for Holidays or all Summer with the Outdoor Kitchen, Covered Paver Patio and Heated Pool. You will definately be the "Go To" Home for all seasons!!!! If more room is needed there's a full basement that can serve your needs. . . . . customize it into a gym, Man Cave or Kids get away. . . . . . the space is there for you to make your own. This home has a Smithtown address and is in the Kings Park School District, know for it's Academic Excellence and great Sports teams!!! Smithtown has a private Golf Course, with Pool, Beaches only a Couple miles away and quick access to the Sunken Meadow Parkway for ease of getting to the major roads on Long Island. This Home offers you and yours a Total package !!! Location, Schools & a Quality of life 2nd to None on Long Island's NorthShore !!! Opportunity is Knocking. . . . . . Answer the Door!!!!!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.637% | 6.309% |
Monthly Tax Payment | $1,480 | $1,480 | $1,480 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,296 | $5,815 | $7,826 |
Total Monthly Payment | $6,901 | $7,420 | $9,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.