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MS CLEAN LIVES HERE! I challenge you to find a more immaculate home than this one. . . they are RARE! Lovely ALL BRICK home on almost half an acre with a pond view and PLENTY OF SPACE BETWEEN HOMES. NEW ROOF in 2025 with extended transferrable warranty (a $25, 000 upgrade). This Custom built home is rock solid and NO CDD fees. Mature trees and landscaping really set this apart. Oversized side entry garage w. 18' door & tub sink. The formal rooms have been enclosed; one currently used as a bedroom and the other as an office; so two flex spaces. 10 ft ceilings in some rooms and ALL bedrooms have tray ceilings. The owners suite has 2 WIC and a slider to the 12x20 screened in patio; all overlooking the lake. These hand troweled ceilings are hard to find. Hardiboard chimney on the oversized woodburning fireplace. The white kitchen has an appliance garage and pull out lower shelves, plus a built in desk area. CARPET HAS NEVER BEEN WALKED ON WITH SHOES. Conventionally framed, tile to and on ceilings in both showers, 18' garage door (extra wide), garage is insulated, service door out of garage, UV light in AC unit, 15 seer air handler installed in 2016 with 10 yr warranty. Lots of extra can lights and termite bond that is transferrable. Full irrigation with separate meter (big water savings and JEA does not offer them anymore). Prewired for a pool.
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Our Executive Mortgage Banker:
Our Insurance Division:
$474,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,920 | $379,920 | $379,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,401 | $2,496 | $3,180 |
Total Monthly Payment | $2,642 | $2,737 | $3,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.