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Experience the Ultimate Florida Lifestyle in This Stunning Morro Bay Model by Holiday Builders! This beautifully maintained home offers a bright, open floor plan designed for comfort and entertaining. Step inside to a welcoming formal living and dining area that seamlessly flows into a spacious kitchen. The oversized center island provides ample space for food preparation and casual seating for four, making it the heart of the home. The kitchen and family room overlook a charming lanai, featuring an automated saltwater pool with a soothing water feature, LED lighting, and solar heating—perfect for year-round enjoyment. What truly sets this home apart is the expansive 1, 200 sq. ft. outdoor living space, surrounded by lush landscaping, mature trees, and a vinyl-fenced yard, offering both privacy and a pet-friendly retreat. Recent updates to include new screen in the pool area 2017, New appliances, New roof 2018, exterior panel box with transfer switch & concrete pad for a generator, hurricane shutters, well & irrigation system, whole house water softener, and a Vivint security system for home security and convenience. Conveniently located near shopping, dining, and the area’s beautiful beaches, this home is a rare gem you won’t want to miss. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,225 | $2,312 | $2,947 |
Total Monthly Payment | $2,750 | $2,837 | $3,472 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.