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This pristine 2 bedroom, 2. 5 bath condo is located in the Wickford Woods Condominium Complex 55+ Community. This duplex home offers an open floor plan, a living room with a gas fireplace, a dining area, a kitchen with beautiful granite counters, stainless steel appliances, an eat kitchen island, a first floor primary ensuite with large walk in closet, a ceramic tiled bath with radiant heat, double sinks and a laundry room on the 1st level. The 2nd level has a sitting room, a 2nd bedroom, a full bath and a storage/utility room. Other features are hardwood throughout, central air, private deck and front porch, and a full basement. Conveniently located off Ten Rod Road you are minutes to the quaint seaside village of Wickford Village, miles from the Wickford Rail, and easy access highway. A Must See!!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $639,600 | $639,600 | $639,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,043 | $4,202 | $5,354 |
Total Monthly Payment | $4,762 | $4,921 | $6,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.