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New A/O 4/2 - con't to show for backup. Welcome to this charming 2-bedroom, 1-bath co-op offering 900 square feet of well-designed living space. Located at the back of the complex – and on the top floor – you’ll enjoy peaceful surroundings along with beautiful sunrise views from your own living room window! An open kitchen layout is perfect for entertaining with its black granite countertops and a modern dining bar - which overlooks a more formal dining space. A custom-built floating bar and shelving made out of natural black walnut adorn the walls of the formal dining area. SMARTCORE flooring throughout the unit keeps noise to a minimum, while recessed lighting in the living room gives the home a sleek, polished feel. Included in the sale are two 12000 BTU quiet ‘smart’ A/C’s that can be controlled by your phone in order to maintain a more efficient temperature. The complex also features an in-ground pool for those hot summer months, along with a laundry facility in the next building and an assigned parking spot for only $20 per month. The location of The Commons couldn’t be better with a plethora of shops and restaurants less than half a mile away, and a mere 7-minute car ride to the Metro North train. Whether you’re a nature enthusiast hiking the local trails, or one who appreciates Peekskill’s vibrant art scene, this property truly has something for everyone. It’s a fantastic place to call home – make it yours today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $993 | $1,046 | $1,333 |
Total Monthly Payment | $1,068 | $1,121 | $1,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.