Charming 4-Bedroom Cape in a Beautiful Neighborhood. Welcome to this delightful 4-bedroom, 2-bath Cape Cod-style home, perfectly situated on a stunning piece of property in one of the area's most desirable neighborhoods. This warm and inviting home offers a perfect blend of classic charm and modern convenience. SQ FT Including finished basement is approx 2080. Step inside to find a bright and spacious living area, with an open floor plan. Ideal for entertaining friends & family. The living room with bay window brings in natural light and flows nicely into the updated kitchen & boasts ample honey maple cabinets and counter space, making meal prep a breeze. Plus stainless steel appliances. 1st floor features 2 bedrooms & a full bathroom. The 2nd floor has 2 spacious bedrooms & new split units. There’s plenty of space for family, guests, or a home office. Backyard provides a peaceful retreat with plenty of space for outdoor activities, gardening, or simply enjoying nature. Just in time for the warmer weather. Plenty of room for a pool. . Full finished walk-out basement with an oversized family room with an island & bar area. Plus a bonus room and a full bathroom. Plenty of storage. This home is equipped with a whole house Generac Generator with an automatic transfer panel. Newer roof 2020. Located in a friendly, sought-after neighborhood, this home is just minutes from top-rated Clarkstown school district. Close to Downtown Main st. New City & Shops of Nanuet: enjoy all the restaurants, movies & shopping. Close to parks & town pools. Minutes to the Palisades Parkway, so it's an easy commute into NYC or NJ. You can also take public transportation with various options: commuter lot, Bus & Train to NYC. A must see Don’t miss the chance to own this charming Cape! Schedule your showing today!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $478,240 | $478,240 | $478,240 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $1,011 | $1,011 | $1,011 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,023 | $3,142 | $4,003 |
Total Monthly Payment | $4,126 | $4,245 | $5,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.