147 Lorraine Avenue, Mount Vernon, NY, 10553 | $789,000
Step into timeless elegance with this exquisitely Dutch Colonial, where classic charm meets modern luxury. Whether you're hosting unforgettable summer gatherings or savoring peaceful moments in the lush, beautifully landscaped backyard, this home offers the perfect blend of sophistication and comfort. Inside, the first floor welcomes you with a gracious foyer that flows into a spacious living room, complete with a recessed wood-burning fireplace. The formal dining room sets the stage for elegant dinners, while the sunroom—bathed in natural light through French doors and walls of windows—creates an inviting retreat. The eat in kitchen featuring granite countertops, S/S appliances, and recessed lighting. Upstairs, the expansive primary suite boasts a bath, while three additional bedrooms and a beautifully appointed bathroom with a Carrara marble floor and console sink provide space and refinement. The 3rd fl offers two generously sized bedrooms and a charming bath with a classic claw-foot tub—perfect for relaxation. Every detail of this home has been meticulously curated to offer an unparalleled living experience. With a new roof, fresh landscaping, and an expansive private fenced in yard backyard, this property is a sanctuary through every season. Escape the city without leaving it behind. This 6 bedroom 3 bath home in Mount Vernon offers spacious living just 30 from Grand Central via Metro-North. New Roof and hot water heater plus electric charging station in Garage. Use of recording devices on premises.
Features
- Rooms: 12
- Bedrooms: 6
- Baths: 3 full
- Laundry: In Basement
- Style: Traditional
- Year Built: 1929
- Garage: 1-car
- Heating: Oil
- Cooling: Wall/Window Unit(s)
- Basement: Storage Space
- Approx Sq. Feet: 2,850
- Acreage: 0.39
- Est. Taxes: $24,089
- Lot Desc: Back Yard, Front Yard, Garden, Landscaped, Level, Near Public Transit, Near School, Near Shops, Part Wooded, Private
- View: Trees/Woods
- Elem. School: Traphagen
- Middle School: Benjamin Turner Middle School
- High School: Mt Vernon High School
- School District: Mount Vernon
- Appliances: Dishwasher, Dryer, Gas Oven, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: H6324891
- Days on Market: 25 days
- Website: https://www.raveis.com
/prop/H6324891/147lorraineavenue_mountvernon_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
147 Lorraine Avenue, Mount Vernon, NY, 10553
$789,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $631,200 | $631,200 | $631,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
| Monthly Tax Payment | $2,007 | $2,007 | $2,007 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,094 | $4,253 | $5,412 |
| Total Monthly Payment | $6,193 | $6,352 | $7,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535