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Welcome to 254 Laurelton Drive, Mastic Beach. A well-maintained 3-bedroom, 2-bathroom ranch with a legal 1-bedroom, 1-bathroom accessory apartment, perfect for extended family or additional income potential. Offering 1, 742 sq. ft. of living space, the home features a primary bedroom with an ensuite bathroom, providing added comfort and privacy. One of the first-floor bedrooms includes a unique loft area, accessed by winding stairs—just large enough to fit a queen-sized bed, ideal as a cozy sleeping nook or creative bonus space. Set on two separate lots, this fully fenced property offers generous outdoor space and future flexibility. The main lot on Laurelton Drive measures 100x100 with taxes of $7, 776. 91, while the additional 80x100 lot on Huguenot Drive carries taxes of just $655. 77—keeping total carrying costs low while offering room for outdoor enjoyment, storage, or potential expansion. Additional highlights include separate oil tanks for each unit and a dedicated reader for accurate electricity usage, providing both convenience and efficiency. Located just moments from Bayview Park and local amenities, this property delivers a unique blend of space, versatility, and value.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,628 | $3,348 |
Total Monthly Payment | $3,306 | $3,406 | $4,126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.