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Charming Coastal home with front porch and beautiful wide-water view of Mirabay Lagoon. Don't let the quant facade fool you; this is a very special home with loads of space and storage, and the flexibility of 4-6 bedrooms. The floorplan features a huge kitchen, study, first floor primary bedroom, and three additional first floor bedrooms, one with its own exterior entrance, making it an ideal in-law or guest suite. The entire first floor boasts crown molding and high ceilings with wood and tile flooring. A second floor bonus room with half-bath and full wet bar offers the opportunity to create another guest suite, game room or family recreation room with gorgeous water views. Your own salt-water pool, convenient pool bathroom, covered lanai, private dock for kayaks and paddleboards complete this desirable property. Mirabay is a gated community with resort amenities, pickle ball, tennis, and basketball courts, community parks and playgrounds, clubhouse with restaurant, well-equipped fitness center, adult lap pool, family pool with light house slide and water features with clubs and activities galore! Zoned to popular Apollo Beach Elementary K-8 school and accessible to 41 and 75 for commutes to Tampa or Sarasota.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,750
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,800 | $3,800 | $3,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $24 | $25 | $32 |
Total Monthly Payment | $99 | $100 | $107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.