224 BARACOA Court, Out of Area, FL, 32086 | $434,900

LAKEFRONT ADORABLE HOME on Cul-de-sac. Everything has been updated and ready for your comfortable living. White, soft grays and warm browns, high end finishes, granite, barn wood and doors, plank floors and subway tiles, soft close cabinets. The beautiful new sunroom will give you amazing views of the lake. A large, fenced yard is perfect for your children or pets. Bird watching is an added feature to keep you entertained. A large shed provides extra storage. ENJOY OUTDOOR LIVING AT ITS BEST. Fish from your back yard. The community also has a large pool on the ICW and dock. Trials abound and also a Frisbee course with hilly terrain. Befriend the ducks that sometimes visit. Your own orange tree provides you and neighbors with fruit, and the beautiful plantings will make every season delightful RELAX IN THIS SERENE SETTING AND KNOW YOU ARE CLOSE TO PUBLIX, RESTAURANTS, SHOPPING AND HOSPITAL. Enjoy eating oranges off of your own tree, beautiful plantings to enjoy the seasons and room for your own garden, or pool. This home will not last long, hurry and see for yourself. Third bedroom was used as a den, can be either or, with doors, closet, and private entrance to deck. Seller is REALTOR, agent.

Features

  • Amenities: Clubhouse, Golf Course, Jogging Path, Maintenance Grounds, Management - Full Time, Management- On Site, Park, Playground, RV/Boat Storage
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 40X160X154X104
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Cottage, Ranch
  • Year Built: 1973
  • Garage: 1-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,511
  • Acreage: 0.31
  • Lot Size: 40X160X154X104
  • Est. Taxes: $1,155
  • HOA Fee: $34 Monthly
  • Lot Desc: Cul-De-Sac, Dead End Street, Irregular Lot, Sprinklers In Front, Sprinklers In Rear
  • View: Lake, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: W. D. Hartley
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • Appliances: Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2076227
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /prop/2076227/224baracoacourt_outofarea_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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224 BARACOA Court, Out of Area, FL, 32086

$434,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $347,920 $347,920 $347,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $96 $96 $96
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,199 $2,286 $2,913
Total Monthly Payment $2,370 $2,457 $3,084

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.