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Charming 3-Bedroom Condo in Smithfield, RI Newly Renovated and Move-In Ready! Welcome to this beautifully renovated 3-bedroom, 1 1/2-bathroom condo located in the heart of Smithfield, Rhode Island. This charming home offers a blend of modern updates and classic appeal, featuring stunning hardwood floors throughout. As you enter, you'll be greeted by a spacious and bright enclosed porch and then an open-concept living area that provides a seamless flow, ideal for both everyday living and entertaining. The finished basement offers additional living space, whether you need a home office, recreation room, or extra storage. The kitchen has been fully updated with modern finishes and offers a functional layout for cooking and gathering with loved ones. This condo is not only a fantastic space to call home but is conveniently located close to local amenities, shops, and schools, making it the perfect blend of comfort and convenience. 2 Dedicated Parking spaces in the front. Don't miss out on this beautifully renovated home in Smithfield. Schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $270,400 | $270,400 | $270,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,665 | $1,776 | $2,245 |
Total Monthly Payment | $1,936 | $2,047 | $2,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.