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20 Ridge Drive West is an elegant 1920s North Shore Colonial, nestled within the highly sought-after Village of Great Neck Estates with a private in-ground pool and spa. This stunning residence beautifully blends historic charm with modern comforts, showcasing original architectural details such as custom millwork, arched doorways, hardwood floors, and multiple wood-burning fireplaces. Spanning 6 bedrooms and 5. 5 bathrooms, the home features a grand formal entry with a fireplace, expansive entertaining spaces, a built-in wet bar, and a spacious eat-in kitchen with banquette seating and a large pantry. The second floor is home to an expansive primary suite, complete with an attached nursery, a private sitting room with its own fireplace, a sunken bedroom featuring custom wardrobes, and an en-suite bathroom. The property also offers a second primary bedroom with a lounge area, a sizable walk-up attic, an attached two-car garage, a large brick patio and a poolside cabana with a refrigerator and ample storage space. Located within the sought-after Optional School Zone, offering the flexibility to choose between North or South schools.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$3,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,600,000 | $2,600,000 | $2,600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.517% | 6.235% | 6.058% |
Monthly Tax Payment | $3,511 | $3,511 | $3,511 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $14,357 | $15,798 | $21,765 |
Total Monthly Payment | $17,993 | $19,434 | $25,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.