Presented by![]() Andy McGurer |
Welcome to this unique, charming 3-story end-unit townhouse in pristine, move-in condition, located in the Scenic Ridge Town Homes community. The home boasts gleaming hardwood floors, California Closets, custom window coverings, light dimmers in every room, and a home security system. The spacious layout offers excellent flow, particularly on the first floor, where the living areas are generously sized. The dining room features a sliding glass door that leads to a private deckâperfect for relaxing or cooking on the barbecue. The primary bedroom is a tranquil retreat with an ensuite bathroom for added privacy. On the lower level, you'll find a finished room ideal for an office or den, with another sliding glass door that opens to a small patio & out to the side yard, which has been deeded to the unit. Attic with storage space. Three-zone heating. Attached 1-Car Garage + Driveway. Scenic Ridge Town Homes offers easy access to the Croton-on-Hudson and Cortlandt train stations, making commuting to NYC a breeze. The community amenities include a commercial-grade playground with safety surfacing, a summer pool, and a small meeting room for private events. With low HOA charges and well-maintained facilities, it's a great place to call home. Enjoy all the perks of the beautiful Hudson Valley lifestyle, including the Riverwalk in Croton-on-Hudson, Silver Lake for swimming and picnicking, kayaking spots, and the extensive outdoor activities at Croton Point Park, featuring swimming, trails, ball fields, and even camping. Taxes with current STAR Savings (if qualified) are $10, 717. 82. Come explore this perfect blend of convenience, comfort, and community!
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Our Executive Mortgage Banker:
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$535,000
Sales Associate
William Raveis Real Estate
Phone: 860.884.1702
Andy.McGurer@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $1,008 | $1,008 | $1,008 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,884 | $3,670 |
Total Monthly Payment | $3,876 | $3,984 | $4,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.