Welcome to 4 Lyman Place, a charming home on a corner lot, in the heart of Dobbs Ferry, New York. This residence is designed for comfortable living and entertaining, both indoors and out. As you approach the home, you'll be greeted by a welcoming front yard and a spacious porch, perfect for enjoying your morning coffee or relaxing in the evening. Step inside to discover a large living room, complete with a cozy fireplace that sets the stage for warm gatherings with family and friends. Adjacent to the living room is a formal dining room, ideal for hosting dinner parties or enjoying family meals. The chef's kitchen is a highlight, featuring top-of-the-line appliances, ample counter space, and plenty of storage, making meal preparation a delight. A convenient half bath is also located on the entry level for guests. The second story offers three generously sized bedrooms, each with large closets providing ample storage space. A full bathroom on this level ensures comfort and convenience for the entire family. The finished basement adds valuable living space to the home, perfect for a recreation room, home office, or gym. It also includes a laundry area, adding to the home's functionality. Located in the desirable Dobbs Ferry community, this home is close to schools, parks, shopping, and dining. With easy access to major highways and public transportation, commuting to New York City is a breeze. Don't miss the opportunity to make 4 Lyman Place your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,999 | $639,999 | $639,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $1,699 | $1,699 | $1,699 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,045 | $4,258 | $5,401 |
Total Monthly Payment | $5,836 | $6,049 | $7,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.