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Want to escape the high costs of condo living, or tired of maintaining your older home? Then consider this stunningly, gorgeous newer townhome: high and dry in a non evacuation zone, maintenance free and no worries about Milestone inspections! Step into Heritage Oaks. This is a gated community of townhomes located in central St Pete. Built in 2022 with 80 units, these homes feature spacious living nestled in a tranquil and pristine residential setting. This is a completely turnkey and rare corner unit for sale. With its clean design and attention to detail, the owners have made this home a true move-in ready showstopper. Step inside and you’ll never want to leave. This 2-story, furnished 3-bedroom/2. 5-bathroom townhome offers an open living area on the first level, including a modern, gourmet kitchen that consists of high-end stainless steel appliances, quartz countertops, recessed lightning, a breakfast bar for quick meals, and a handy laundry closet with a washer & dryer. There is also a convenient half bath for your guests. The great room with its elegant furnishings and fixtures features a sliding door leading to a private, screened patio for relaxing or entertaining. A custom-designed steel handrail leads to the 2nd level where you will find the large multi-purpose loft. It makes a perfect office/den/library, or flex room. The roomy primary bedroom and en suite bathroom is private and light-filled. It features a sleek, designer ceiling fan, generous walk-in closet and a large bathroom with dual sinks and walk-in shower. Opposite the primary bedroom are two additional ample-sized bedrooms and a guest bathroom. Bonus features include Kevlar hurricane shutters and a dual zoned HVAC system. Community amenities include a sparkling pool and clubhouse, plus a gated entry. HOA fee includes water, sewer/trash, exterior maintenance, repairs and lawn service. Heritage Oaks is conveniently located near U. S 19 and Interstate 275, plus major shopping centers and malls and restaurants. A 15-20 minute drive puts you in the middle of vibrant Downtown St Pete and about 25 minutes to Tampa, airports and famous Gulf beaches. Time to claim this home as your own! Call today for your private tour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,364 | $3,013 |
Total Monthly Payment | $2,773 | $2,862 | $3,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.