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This 2001 single-family home offers expansive one-level living with an open floor plan, abundance of natural light and plenty of space to entertain. The main level features four bedrooms, 2 full bathrooms, and a spacious kitchen with a breakfast nook and dining area. Large Family room complete with a wood fireplace to keep you warm during those Vermont nights and central air for those warm summers. Take advantage of the fully finished walk-out basement includes three large bonus rooms, perfect for additional living or recreational space complete with full bathroom. Enjoy your private 20-acre oasis, teeming with wildlife and ideal for exploring. The property also boasts a 25’ x 50’ barn with hayloft, water, electricity and concrete Floor. Close to Lake Champlain access, and nearby snowmobile trails. Conveniently located close to the Canadian border. A new Septic installed in 2024. This unique property has been loved and meticulously maintained by the owners, and it shows. A must-see for those seeking privacy, space, and outdoor adventure and the perfect property if you're looking to start homesteading!
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Our Executive Mortgage Banker:
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$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,309 | $2,398 | $3,052 |
Total Monthly Payment | $2,738 | $2,827 | $3,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.