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Radiating coastal charm, this beachfront dream home offers a coveted lifestyle in one of the most desirable destinations on the North Shore of Long Island. Beautifully enhanced during the past 4 years, updates include new roof, new Hardiplank siding, new generator, new timeless white kitchen, new enclosed porch, 2nd floor family room with stunning new 2 story wall of windows and sliders to new mahogany deck with panoramic water views. Sandy color ceramic tile plank flooring, white brick gas fireplace and neutral palette add to the seaside decor. Meticulously landscaped grounds boasts an abundance of hydrangeas and specimen trees offering immense curb appeal. Bluestone patio is perfect for relaxation and entertaining. Private pathway gives direct access to beach and the Long Island Sound providing an endless horizon with breathtaking sunrises and miles of pristine sandy beach. This exceptional year-round or seasonal retreat, nestled in the idyllic Village of Asharoken with private police, offers the ultimate coastal living experience. Located approximately 3 miles from charming Northport Village with scenic waterfront marina, playground, park with summer concerts, shopping, renowned John Engemann theater, fine dining, and vibrant nightlife. Just a 48 mile drive from NYC makes for an ideal Hamptons alternative. Total taxes including village $24, 857. 25
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,760,000 | $1,760,000 | $1,760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.739% | 6.309% |
Monthly Tax Payment | $2,071 | $2,071 | $2,071 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,993 | $11,269 | $14,971 |
Total Monthly Payment | $12,189 | $13,465 | $17,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.