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Presented by![]() The Bill Heenan Team |
Peace, privacy, and perspective await at 14 Gada Road in Niantic! Enjoy 3. 5 acre DIRECT WATERFRONT acres right on the Pattagansett River. This home was remodeled and updated impressively with water views from almost every room! "Oh, wow, " you say upon entrance as the vaulted ceilings, custom up-lit beams, and skylights catch your gaze. Up, or down, there is so much space to choose from. On the main level, the living room provides a lovely wood burning fireplace, hardwood floors throughout, an updated kitchen w/ Taj Mahal Quartzite and stunning Bosch SS Appliances. 4 bedrooms up top including a Primary Suite with South & East facing windows for the water views & sunsets. It also walks out to a HUGE upper balcony that can also be accessed from the dining room & sitting room. Downstairs provides tons of additionally remodeled space. A living room w/ gas log fireplace, another remodeled kitchen, a full bath, dining area, and family room - think AIRBNB or IN-LAW w/ the separate entrances! A large oversized garage w/ interior access completes this retreat in the desirable town of Niantic. A great combination of modern luxury and tranquility await! New dock allowed with existing permit on file for future owners, and flood insurance approximately $1, 630/yr!
Type | Description | Dimensions | Level |
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Bedroom 1 | Vaulted Ceiling,Hardwood Floor | 11.0 x 21.0 | Main |
Bedroom 2 | Hardwood Floor | 11.0 x 13.0 | Main |
Bedroom 3 | Hardwood Floor | 11.0 x 11.0 | Main |
Dining Room | Skylight,Vaulted Ceiling,Combination Liv/Din Rm,Fireplace,Hardwood Floor | 8.0 x 17.0 | Main |
Dining Room | Vinyl Floor | 11.0 x 12.0 | Lower |
Family Room | Remodeled,Gas Log Fireplace,Patio/Terrace,Sliders,Vinyl Floor | 11.0 x 30.0 | Lower |
Kitchen | Remodeled,Quartz Counters,Hardwood Floor | 12.0 x 12.0 | Main |
Kitchen | Remodeled,Vinyl Floor | 12.0 x 16.0 | Lower |
Living Room | Skylight,Vaulted Ceiling,Beams,Combination Liv/Din Rm,Fireplace,Hardwood Floor | 15.0 x 15.0 | Main |
Living Room | Gas Log Fireplace,Vinyl Floor | 15.0 x 26.0 | Lower |
Primary BR Suite | Vaulted Ceiling,Balcony/Deck,Bedroom Suite,Half Bath,Hardwood Floor | 14.0 x 17.0 | Main |
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Phone: 860.625.5780
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NMLS Mortgage Loan Originator ID 2104486
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $762 | $762 | $762 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $4,041 | $5,225 |
Total Monthly Payment | $4,538 | $4,895 | $6,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.