New York (Upper West Side), NY, 10024 | $499,000

Don't miss this opportunity to secure your place on the Upper West Side, just moments from Central Park!

Welcome to 1RW at 27 West 84th Street-an HDFC restricted-income cooperative located on a picturesque, tree-lined block just seconds from Central Park. Nestled between Columbus Avenue and Central Park West, this charming residence offers the perfect blend of city living and easy access to one of New York's most iconic green spaces.

This rear ground unit has been meticulously gut-renovated, offering a serene and whisper-quiet living space. The bedroom is thoughtfully positioned at the back of the apartment, providing a tranquil retreat from the city's hustle and bustle. It boasts a spacious, custom-built closet designed for maximum storage and organization. The unit showcases modern upgrades, including sleek stainless-steel appliances, and has the potential to accommodate a washer and dryer for added convenience.

The building is meticulously maintained by an on-site superintendent and is excellently self-managed, with strong financials allowing for up to 80% financing. This stunning Upper West Side building radiates character and charm. Just moments away, you'll find neighborhood favorites like Spiga, Jacob's Pickles, The Viand, Tacombi , and Fred's. Enjoy easy access to cultural landmarks such as the American Museum of Natural History and Lincoln Center for the Performing Arts, making this location truly exceptional.

Please note, this is an HDFC co-op with income restrictions: $130, 440 for one person and $149, 160 for two people, based on 120% of the area median income for 202 5 . Only cats are permitted in the building.

Features

  • Town: New York
  • Levels: 5
  • Rooms: 2
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Building None
  • Year Built: 1910
  • Common Charge: $471 Monthly
  • Pet Policy: Building Yes,No
  • MLS#: RLS20009691
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/RLS20009691/27w84thstreet_newyork_ny?source=qrflyer
Copyright © 2025  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Serhant   Phone: 646-480-7665

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

New York (Upper West Side), NY, 10024

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.019% 7.050% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,490 $2,622 $3,342
Total Monthly Payment $2,565 $2,697 $3,417

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.