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Presented by![]() Stacey Sporn |
This charming 2-bedroom, 2-bathroom home is nestled on a spacious lot in the peaceful Crystal Lake Community of Punta Gorda. Featuring a combination of tile and carpet flooring, decorative light and fan fixtures, crown molding, and vaulted ceilings, this home offers a bright, open layout. The expansive eat-in kitchen is a highlight, offering raised-panel hardwood cabinetry, a suite if modern appliances, a pantry closet, and a dining area. The kitchen is open to a spacious living room with sliders out to your front deck. The primary bedroom provides a private retreat, complete with a walk-in closet and an en suite bath featuring a garden soaking tub, spacious shower, and dual-sink vanity. The guest bedroom is equally spacious and includes its own walk-in closet and full bathroom. Enjoy the outdoors on the new 12x20 Trek deck porch that spans the front of the home—perfect for sipping morning coffee or an afternoon drink. Additional features include a new roof (2022), a 10x10 storage shed, new well equipment (2023), and a dedicated laundry room with washer and dryer. The property also offers lake access and is conveniently located near local waterways, beaches, dining, shopping, and golf courses, making it an ideal choice for the Florida lifestyle. Outdoor enthusiasts will love the proximity to public parks, bike and walking trails, picnic areas, and boat ramps, which offers easy access to Charlotte Harbor, the Peace and Myakka Rivers, and the Gulf of Mexico. Historic downtown Punta Gorda and the popular Fishermen’s Village are just a short drive away, with quaint shops and cafes to explore. Plus, with easy access to Interstate 75, Sarasota, Tampa, Fort Myers, and Naples are within reach. This beautifully appointed home is ready and waiting for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$139,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.772.2331
Stacey.Sporn@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,200 | $111,200 | $111,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $168 | $168 | $168 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $703 | $749 | $953 |
Total Monthly Payment | $946 | $992 | $1,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.