Welcome to one of Port Royal's iconic homes! This fully furnished 2-bedroom, 2. 5-bath home sits on a picturesque corner lot shaded by beautifully mature Live Oaks. Designed by Allison Ramsey and nestled in the sought-after Duck Blind neighborhood, this impeccably maintained home is turn-key ready for your family to enjoy right away! Light-filled with gleaming hardwood floors in the main living space, it features an open floor plan, a well-appointed kitchen, and an en-suite bath in the primary bedroom. A large deck provides the perfect space for outdoor dining and relaxing in the Lowcountry breeze. The extra-tall, custom-built detached shed adds versatile storage or workspace.
The spacious lot allows for expansion, including the potential for an accessory dwelling unit, garage, or home addition. Two newer HVAC units were installeddownstairs in 2020 and upstairs in 2022. With a legacy Short-Term Rental (STR) permit and a proven rental history, this home offers a fantastic investment opportunity. Located in the heart of Port Royal, walkable to shops, dining, fishing, and more, this Lowcountry gem is ready to make your coastal living dreams a reality. Don't miss out!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $422,320 | $422,320 | $422,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,669 | $2,845 | $3,621 |
Total Monthly Payment | $3,182 | $3,358 | $4,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.