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237 Trout Brook Road, Roscoe, NY, 12776 | $475,000
Find out what LAKEFRONT living is all about on Lake Muskoday, a non-motorboat 65-acre spring-fed lake where you can enjoy fishing, paddling, swimming, hiking and biking within 20 minutes of ROSCOE, NY. One of those homes you can’t wait to get to, to chill, relax, hang, after a crazy week at work. This meticulously updated 1, 475sf cape cod offers 3 spacious bedrooms and one and a half bathrooms. An enclosed front porch leads to an open concept living area which is bathed in natural light. A cozy fireplace (new chimney flue) invites relaxation. Newly installed flooring stretches throughout the home offering a contemporary feel. Fresh interior paint, updated bathrooms and new appliances and countertops in the kitchen invite casual breakfast or gourmet dinners. There are 2 large bedrooms on the first floor. The second floor offers a large oversized bedroom and half bath. Whole house propane generator, 1-car detached garage, newly installed insulation. Private rear yard opens to a stone patio, bbq area and large storage shed. Proven income producing property if you opt for renting out. Opportunity to join the Lake Assoc for a modest annual fee and gain access to a private, sandy beach pavilion, basketball/volleyball/pickleball courts and several hundred more acres which the Association owns for hunting and hiking. Great getaway 2. 5 hrs from the GWB, quiet, serene area yet close to town amenities, major transportation, shopping, and restaurants! Come see what all the buzz is about in the Catskills!
Features
- Amenities: Recreation Facilities
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Cape Cod
- Year Built: 1971
- Garage: 1-car
- Heating: Baseboard, Electric
- Cooling: None
- Approx Sq. Feet: 1,475
- Acreage: 0.78
- Est. Taxes: $3,588
- HOA Fee: $250 Annually
- Lot Desc: Back Yard, Part Wooded, Sloped, Views, Waterfront
- View: Lake, Trees/Woods, Water
- Water Front: Yes
- Elem. School: Roscoe Central School
- Middle School: Roscoe Central School
- High School: Roscoe Central School
- School District: Roscoe
- Appliances: Electric Range, Electric Water Heater, Refrigerator
- MLS#: 834695
- Days on Market: 26 days
- Website: https://www.raveis.com
/prop/834695/237troutbrookroad_roscoe_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
237 Trout Brook Road, Roscoe, NY, 12776
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
| Monthly Tax Payment | $299 | $299 | $299 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,371 | $2,496 | $3,181 |
| Total Monthly Payment | $2,745 | $2,870 | $3,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535