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Welcome to your waterfront dream home! This beautiful colonial home boasts breathtaking waterfront views with your own private beach. This home is perfect for entertaining. Enjoy cocktails on the deck while watching the kids swim, kayak, boat or play in the water. This completely remodeled home is perfectly situated on the water in picturesque Setauket, offering stunning waterfront views of little bay and Setauket harbor. The views will take your breath away. As you enter the home, you quickly see the pride of home ownership and attention to detail the owner has placed in every inch of the home. A large formal dining room opens up into The Chef's kitchen boasting high end appliances, granite countertops and custom cabinetry. The family room has a wood burning fireplace and views of the harbor. The large formal Living room is perfect hosting gatherings with views of the water. The main floor also has room for extended guests or parents with an outside separate entrance. Upstairs you will find the luxurious primary suite with vaulted ceilings. The 5th bedroom was converted to a huge custom walk in closet. Enjoy morning coffee on the balcony overlooking the back yard and water giving you limitless waterviews. The ensuite offers a double vanity, jacuzzi soaking tub and huge walk in shower. There are two additional bedrooms on the second floor that share a full bathroom. In addition you have Laundry on the second floor. The lower level offers a large recreation room, work out area or additional play area for the kids. There is an abundance of storage in the basement with an additional work area. Enjoy the serene beauty of waterfront living while being conveniently close to shops, restaurants, and local amenities. Main street is just . 5 mile away. With room for extended family, this property is ideal for those seeking a welcoming environment. Don't miss this rare opportunity to own a piece of waterfront paradise in Setauket. Schedule a showing today and experience the perfect blend of comfort and elegance in this waterfront oasis!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,999 | $1,279,999 | $1,279,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.637% | 6.309% |
Monthly Tax Payment | $2,017 | $2,017 | $2,017 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,368 | $8,090 | $10,888 |
Total Monthly Payment | $9,510 | $10,232 | $13,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.