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Welcome Home to this charming and unique 3-bedroom, 2-bath ranch-style home that's brimming with character and potential! Whether you're downsizing from a larger home or looking for the perfect starter home for your family to plant roots, this property has everything you need to make it your own. Step inside, and you'll immediately be drawn to the spacious, open layout, vaulted ceilings and skylights that let in plenty of natural light, creating a warm and inviting atmosphere. The cozy family room, complete with a wood-burning stove, is perfect for relaxing and unwinding after a busy day. This space offers beautiful French doors that lead to a wrap-around deck. The perfect spot for outdoor entertaining or just relaxing on those sunny days or summer nights. The combined living room, dining room and family room offers great space for entertaining and caters to today's modern lifestyle. Kitchen is equipped with all you need to prepare those everyday meals or for entertaining guests. The original main level features beautiful hardwood floors adding a touch of elegance, warmth and character. The walk-out lower level, equipped with a full bath, provides even more flexible space to suit your needs. Whether you need a home office, guest bedroom, recreation room, or just extra storage, this area has tons of potential to make it your own. Enjoy the privacy and tranquility of your spacious rear yard. Perfect for entertaining with friends and family. This home is a true gem! Great location for someone who wants a blend of easy town accessibility, comfort, space, and convenience. Located just minutes from Historic Downtown Bethel, with its streetlights and sidewalks offers the quaintness of a small town. Walkable to all the charming boutique shops, delicious restaurants, sidewalk cafes, and more, makes Bethel a special town. Having easy access to major highways, Meto-North commuter train station, that travels to Stamford, Norwalk and NYC.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 15.0 x 11.0 | Main |
Bedroom 2 | Hardwood Floor | 12.0 x 9.0 | Main |
Dining Room | Bay/Bow Window,Skylight,Vaulted Ceiling,Beams,Combination Liv/Din Rm,Hardwood Floor | 15.0 x 9.0 | Main |
Family Room | Vaulted Ceiling,Wood Stove,French Doors,Laminate Floor | 12.0 x 15.0 | Main |
Full Bath | Full Bath,Tub w/Shower,Tile Floor | Main | |
Full Bath | Full Bath,Tile Floor | Lower | |
Kitchen | Breakfast Nook,Island | 15.0 x 12.0 | Main |
Living Room | Bay/Bow Window,Skylight,Vaulted Ceiling,Beams,Combination Liv/Din Rm,Hardwood Floor | 15.0 x 22.0 | Main |
Other | Vinyl Floor | 19.0 x 7.0 | Lower |
Other | Vinyl Floor | 10.0 x 11.0 | Lower |
Other | Laundry Hookup | Main | |
Primary Bedroom | Hardwood Floor | 15.0 x 11.0 | Main |
Rec/Play Room | French Doors,Full Bath,Patio/Terrace,Vinyl Floor | 19.0 x 16.0 | Lower |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $690 | $690 | $690 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,957 | $2,177 | $2,823 |
Total Monthly Payment | $2,722 | $2,942 | $3,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.