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Presented by
Debbie Fisher |
18 Ridgeway Avenue, Providence, RI, 02909 | $444,900
Charming Cape Cod Home almost over 2, 000 square feet of living area- Family-Owned and Move-In Ready!
Right in the heart of Providence just minutes away from many Schools, Parks/Playgrounds, Golf Course, Shopping, Restaurants, Highways and many more! This well-maintained Cape Cod- style home offers 4 spacious bedrooms with tons of storage, 2 recently updated full bathrooms. The first floor features 2 bedrooms and a full bath, while the second floor includes 2 additional bedrooms and another full bathroom- perfect for flexible living arrangements. Basement is partially finished- ready for you to turn it into whatever your heart desires. Eat-in kitchen is fully equipped with plenty of storage. Right off the kitchen is extra space for an additional dining area or a walk-in pantry room which then leads to a bonus room which can become a home office or 5th bedroom. It has a walkout straight to the huge backyard that has over a lot of 6400 square feet surrounded by privacy fencing. Parking also won't be an issue, as the driveway fits up to 4-5 cars. Home has 5 zones for heating. Hot water tank is 3 years young.
This family-owned property is a rare find- don't miss the opportunity to make it yours!
Features
- Amenities: Golf,Highway Access,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Cape Cod
- Year Built: 1950
- Garage: 1-car Attached,Carport,Garage
- Heating: Baseboard,Gas,Hot Water
- Cooling: Window Unit(s)
- Basement: Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 2,104
- Acreage: 0.15
- Est. Taxes: $5,279
- Appliances: Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1380150
- Website: https://www.raveis.com
/prop/1380150/18ridgewayavenue_providence_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Debbie FisherSales Associate
203.247.4092
Debbie.Fisher@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
18 Ridgeway Avenue, Providence, RI, 02909
$444,900
Debbie Fisher
Sales Associate
William Raveis Real Estate
Phone: 203.247.4092
Debbie.Fisher@Raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $355,920 | $355,920 | $355,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,049 | $2,279 | $2,956 |
| Total Monthly Payment | $2,564 | $2,794 | $3,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB