3059 HICKORY DRIVE, Largo, FL, 33770 | $499,000

UPDATED, MOVE-IN READY, BLOCK CONSTRUCTION HOME, LOCATED ON A PEACEFUL, 1/4 ACRE LOT in a HIGHLY DESIRABLE COMMUNITY with GREAT NEIGHBORS…this property is a gem that will not disappoint! Water lovers and nature lovers alike will enjoy direct backyard access to McKay Creek, a perfect launching pad for kayaks, paddleboards and small watercraft with a quiet canal waterway that meanders out to the Intracoastal. Entertain in the large private backyard (room for a pool), or simply enjoy watching nature at play, and yes you will see dolphins and manatees swim by. Plenty of room for the 4 legged friends to run too. Inside is just as special, with comfortable, open concept kitchen and living space. Consistent, ceramic tile flooring throughout (zero carpet). Updated kitchen with shaker style cabinets, granite countertops and newer appliances. Crown molding to add a special touch. Currently a 2 bed / 2 bath home, this property was once a 3 bedroom home and the primary bedroom was enlarged to make one oversized primary suite with walk-in closet and ensuite bath. (Could easily be converted back to a 3 bedroom home). Large driveway for parking multiple vehicles, (boat and RV parking is allowed), plus double gate access to the back yard. Perfect as a full time residence, second home or investment property. Unincorporated Largo, no HOA, short term rentals are allowed allowing additional income flexibility should you choose. Of note, the current tenant would love to stay in place for a few more months, which would provide you with immediate income. Please request more details. Just minutes to Indian Rocks Beach and an array of fun in the sun activities, Belleair Causeway boat ramp and dog beach, local Belleair Bluffs boutiques, coffee shops and restaurants, esteemed Belleair golf courses, area fitness facilities and activities, plus easy access to main Pinellas thoroughfares, airports, Tampa and St. Pete. Roof 2021. HVAC 2016. Seller’s insurance policy premiums (homeowners and flood) currently run just over $1, 900 total per year. Elevation certificate and survey available. Interior pictures were taken prior to current tenant move in. A truly special and rare opportunity.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 72 x 128
  • Laundry: In Garage
  • Year Built: 1976
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,207
  • Acreage: 0.25
  • Lot Size: 72 x 128
  • Est. Taxes: $6,781
  • Lot Desc: FloodZone, In County, Unincorporated
  • View: Water
  • Elem. School: Ridgecrest Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8358824
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/TB8358824/3059hickorydrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/18/2025 8:47:08 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3059 HICKORY DRIVE, Largo, FL, 33770

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $565 $565 $565
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,490 $2,622 $3,342
Total Monthly Payment $3,130 $3,262 $3,982

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.