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Beautifully Updated Three Bedroom, Two Bath Colonial is the Perfect Blend of Classic Charm & Modern Convenience. Ideally Located Just Minutes From The Beach, This Homes Features Hardwood Floors Throughout & A Thoughtfully Designed Open Floor Plan. The Spacious Living Room W/Wood Burning Fireplace Flows Seamlessly into a Formal Dining Room Creating an Inviting Space For Entertaining. A Versatile Office/Den Offers The Perfect Work From Home Setup or The Cozy Reading Nook, The Mudroom/Laundry Room Provides Added Convenience & Storage. The Completely Updated Kitchen is a Chefs Dream Featuring Granite Counters, a Stylish Tile Backsplash, & Top of The Line Stainless Steel Appliances. Gas Heating Ensures Efficiency, While Duckless Air Conditioning Keeps Home Comfortable Year Round. Both Bathrooms Have Been Tastefully Updated, Offering Modern Fixtures & Finishes. Upstairs, Three Generously Sized Bedrooms Provide Ample Space for Rest & Relaxation. Enjoy Outdoor Living on The Deck, Perfect for Summer Gatherings, & Take Advantage of The Two Car Garage For Parking & Storage. This MOVE IN READY HOME is a Rare Find in a Prime Location! Schedule Your Private Showing Today! Taxes W/ Star 12, 544. 83. East Rockaway School District !
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,999 | $519,999 | $519,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $1,132 | $1,132 | $1,132 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,416 | $4,353 |
Total Monthly Payment | $4,511 | $4,640 | $5,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.