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Welcome to paradise in this top floor well maintained corner unit condo that is located in the well sought after Essex building at Bay Island. Soak in the panoramic views of Boca Ciega Bay while enjoying the dolphins swim & the birds soar from throughout the unit. You can't go wrong here, this wonderful condo with Hurricane impact windows has a new kitchen with a breakfast bar, stainless steel appliances, plenty of cabinets, granite countertops and a closet pantry. The corner master bedroom has bay views from all windows & the en suite bathroom with newly remodeled shower includes a new washer/dryer. and a walk in closet. The comfortable dining and living room are so relaxing with the awesome bay views and serenity is found on the balcony completely surrounded by water. Split bedrooms provide privacy and the 2nd bedroom is at the other corner of the condo with bay views too. The guest bathroom was exquisitely recently remodeled. Enjoy the sea breeze flowing through the screens of the double pane hurricane storm windows throughout the unit. Balcony has new heavy sliders – great for the panoramic views. This sale includes a carport steps away from the elevator. This well managed block building has an elevator, individual storage lockers for all units and a waterfront pool with outside bathrooms. There is also a workshop in the building for the owners to use, which is a unique amenity. HOA fee includes private internet for the unit, Spectrum TV, a scenic 1. 5 mile waterfront walkway around the community. 6 sparkling pools. Clubhouse w/Social director, marina, fitness center w/separate womens and mens saunas, tennis courts, car wash and more! 55+ gated community. This location is minutes to our pristine beaches, artsy Gulfport, trendy downtown St Petersburg and South Pasadena has unique restaurants, shopping and dinner cruises. Make this your place in paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$444,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,920 | $355,920 | $355,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,308 | $2,398 | $3,052 |
Total Monthly Payment | $2,598 | $2,688 | $3,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.