28481 Winthrop CIR, Bonita Springs, FL, 34134 | $729,000

Professional photos coming soon! A true hidden gem, this 2-bedroom plus den lakefront pool home tucked inside a secure gated community just minutes from Southwest Florida's stunning beaches is waiting for you with it's unlimited potential.
Wake up to serene lake views that create a peaceful backdrop for your morning coffee. The spacious den offers flexibility - perfect for a home office, guest room, or creative studio space. Step outside to your private pool area where the tranquil waterfront setting invites relaxation and outdoor entertainment.
The interior is a blank canvas awaiting your personal touch - an opportunity to create your dream space while building instant equity. Imagine updated finishes, modern fixtures, and a refreshed layout that maximizes the natural light and water views.
Location is everything, and this home delivers with its proximity to pristine Gulf beaches, waterfront dining, and vibrant shopping districts. Bike to the beach for sunset, explore local waterways, or enjoy the security inside this gated community.
This lakefront treasure combines the perfect trifecta: location, water views, and untapped potential - all within reach of Southwest Florida's world-renowned coastal lifestyle.

Features

  • Amenities: Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: VANDERBILT LAKES
  • Year Built: 1987
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,902
  • Acreage: 0.28
  • Est. Taxes: $3,152
  • HOA Fee: $1,345 Annually
  • Lot Desc: Oversize
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225028038
  • Website: https://www.raveis.com
    /prop/225028038/28481winthropcir_bonitasprings_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

28481 Winthrop CIR, Bonita Springs, FL, 34134

$729,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,200 $583,200 $583,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.173% 7.316% 6.550%
Monthly Tax Payment $263 $263 $263
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,783 $3,929 $5,000
Total Monthly Payment $4,138 $4,284 $5,355

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.