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Located in the heart of the quaint village of Saxtons River, this 1880 home has had many major upgrades since the Seller purchased it in 2020. These include a Buderus 5 section boiler, a 275-gallon oil tank, a steel chimney liner, new wiring, a Rannai water heater, a new sewer line from the house to the street, and interior paint throughout. The one-car barn/garage has ample storage above and there is a small fenced-in yard behind the house. Two large bedroom closets, lots of original woodwork, and a second-floor laundry are some stand-out features of the home, as well as a first-floor room that can be used as an office and a "bonus" mud room or pantry. Vermont Academy is right around the corner, as is the local village market. 15 Minutes to I91 makes commuting easy. A snowblower and lawnmower is included with the sale, at no cost to the Buyer. Showing to prequalified buyers only. Cash or conventional. Come take a look at this charming home.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,373 | $1,445 | $1,842 |
Total Monthly Payment | $1,783 | $1,855 | $2,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.