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Presented by![]() Philippe Doh |
One or more photo(s) has been virtually staged. Waterfront Home in The Ridge at Wiregrass Ranch, the Resort Like Community. This 3 bedroom plus a den (possible 4th bedroom), 2. 5 baths, and a 2-car garage, not only has elegant finishes throughout, but also has a picturesque water view with some amazing views throughout the day and evening. Backyard is fenced in a way to not only provide safety for your little ones, but also allow for amazing water views, As you drive up, you immediately notice this home's beautiful curb appeal, with the fresh landscaping, tile roof, paver driveway, and large glass entry door. Once inside the foyer, you will be greeted with a large, open, tiled, spacious living area that has some amazing water views. This house was designed to allow for an abundance of natural light to fill the entire living area with its large windows and triple sliding glass doors which lead to the screened Lanai. Imagine sipping your morning coffee or evening wine while relaxing in the screened lanai while enjoying the tranquil water views. The kitchen was designed for the chef in you, with Quartz countertops along with stainless steel appliances (Gas Range is brand new). The formal dining area adjacent to the kitchen is perfect when entertaining guests. Enjoy nice water views from the primary bedroom as well. The inside laundry room includes newer Samsung washer and dryer. The Ridge at Wiregrass Community offers an array of exceptional amenities: Gated with 24 hour guard present, resort style beach entry pool along with a separate lap pool, resort style water slides for the children, professional sport courts inside and outside, fully equipped fitness center, catering kitchen, party pavilion, and so much more. The HOA fee includes lawn maintenance (mowing, fertilizing, trimming, pest control, and mulching) allowing you to feel like you are on vacation year around. Conveniently located just minutes from top-rated schools, restaurants, hospitals, shopping (Wiregrass Mall & Tampa Premium Outlets), top rated beaches, professional sporting stadiums/arenas, and so much more!
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Our Executive Mortgage Banker:
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$575,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 917.250.5285
Philippe.Doh@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $644 | $644 | $644 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,870 | $3,022 | $3,851 |
Total Monthly Payment | $3,606 | $3,758 | $4,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.