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Under contract-accepting backup offers. Welcome to this meticulously maintained 3 BR/ 2 BA home with an open floor plan that connects the living room, dining room and kitchen area and offers both comfort and functionality. Seller will install a NEW ROOF prior to closing, buyer can choose the shingle color. The living room with large bay window allows lots of natural light to filter inside the home and creates a bright and cheerful ambiance. The Florida Room offers additional living space and connects via the sliding glass doors from both the dining room and also bedroom #2. The Florida Room has vinyl-pane windows that warm the room in the winter or slide up, or down when the weather is nice, and allows you to enjoy a screened room that is the perfect space for entertaining or just relaxing and enjoying your back-yard view with no rear neighbors. The primary bedroom is a tranquil retreat, with an en-suite bathroom, plus a walk-in closet and linen closet. A hallway on the other side of the home leads to the 2 guest bedrooms and guest bathroom. Extras include: double pane windows, 2025 hot water heater, 15seer a/c in 2015, and skeeter-beater screen on the garage door. Located in a quiet neighborhood with no through traffic, NO DEED RESTRICTIONS & NO HOA. This community is located outside the city limits, so there are no city taxes to pay either. This is a quiet, laid-back area, yet close enough to schools, parks, shopping, great fishing lakes, golf courses and easy access to US Hwy 27 for trips to airports or beaches. CHECK OUT THE ATTACHED 3-D INTERACTIVE VIRTUAL TOUR AND THEN CALL TO SCHEDULE YOUR APPOINTMENT!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,445 | $1,827 |
Total Monthly Payment | $1,452 | $1,560 | $1,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.