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Presented by![]() Diamond Hayes |
**PROPERTY HAD NO STRUCTURE DAMAGE OR FLOODING FROM LAST YEARS STORMS** Wonderful furnished duplex in St Pete Beach! Fantastic neighborhood in the center of St Pete Beach. 1 bedroom with king size bed and 1 bathroom on each side. Located just a couple of blocks to the beach and to Corey ave shops and restaurants. Yard flooded and is in recovery- front and back have irrigation with reclaimed water. Both units have back doors for easy access to the large yard with gas grills. Interior was updated a few years ago. Bathrooms have tiled walk in showers. Updated electrical in both units. Ceiling fans in living areas and bedrooms with 2 head mini split system keeping it cool all year long. Front patio is completely screened in with lighted ceiling fans. Unit 1 has an outdoor shower. Interior has w/d hook up. Unit 2 has fenced yard and exterior storage with full size washer/dryer. Both units have designated parking and Unit 1 has room for boat/RV with exterior power. Water heater replaced in 2021. Exterior painted in 2022. Fence installed 2021. Roof was new in 2018. St Pete Beach offers great beaches, restaurants and live music in many different local establishments. Top rated beaches less than a mile from the property. Live in or rent it out- this community is rebuilding after last years destruction!! Owner is licensed Realtor in Florida
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 617.899.1752
Diamond.Hayes@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $679 | $679 | $679 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $3,043 | $3,878 |
Total Monthly Payment | $3,661 | $3,814 | $4,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.